I have never been very good with money management, and often find myself with severely overdue bills as a result..

Several months ago, I received an email from my cell phone carrier saying that if I did not pay my bill within the next 7 days my service would be shut off.

I had virtually no money in my bank account and knew that I could not pay the bill on time (or even a portion of the bill for that matter), so I braced myself for the inevitable service interruption..

On the day that my cell phone service was supposed to be shut off, I received an email saying that my bill had been paid in full and thanking me for my payment!

At this point, my bill was several months overdue (over $250), so immediately my first thought was that the phone carrier had done an auto-withdrawal and overdrawn my bank account.. But when I checked my account transactions there was no sign of any charges whatsoever (the measly $5 I had to my name was still there!)

I then logged onto my cell phone carrier’s online account and tried to figure out where the money had come from that had paid my bill..

It turned out that my cell phone carrier had retained checking account information from the very first bill I had ever paid (which was over three years ago) and did an auto-withdrawal from THAT account!

This was a bank account that I thought had been closed several years ago, but it turned out that at some point along the road someone made a return-deposit into the account which kept it open!

I have no idea how these events came about into my life – it makes absolutely no sense to me how money that I had no idea was available suddenly appeared when I thought I had no way out – but I am greatful from the bottom of my heart to the Universe for delivering it to me <3 <3