My mom died back in Jan of 2008, and she left me her and my fathers home, but the house was in a very bad loan. Also, she had the worst mortgage company of all.
I had been trying to get a loan modification ever since October of 2009. But they sent me a letter stating that they would not be able to help me because I was still current on the loan so they told me that I would have to had of missed 2-3 payments before they would help me. Every 1-2 weeks, I kept calling and checking to see what was going on with the loan modification and they assured me that everything would be alright.
1 Month turned into 9 months of me not hearing from them, no letter or nothing. So when I tried to start back making payments, they would not let me. It was like they were purposely trying to make me lose my home.
So then I had to get an Attorney and even with me having an Attorney they still put a Foreclosure sale date letter on my gate. So I had to phone my attorney, and even with me having an Attorney, they still were not helpful. Everything that they told me to send them, I sent to them and on time. Even with all of that, they were still trying to take my home from me, and they were saying that they weren’t going to stop my sale date, which was going to be on my birthday 08/15.
So I said to myself that I was going to have to make some drastic changes in my life, and when I found out that the new Secret book (The Power) was coming out, I waited on it. Then I rushed to the bookstore to get it the first day it came out.
I started to do everything it told me to do. I was grateful for everything and everybody, I showed love to everything and everybody, I imagined my Attorney telling me that they stopped the sale date, and I now have my loan modification. I even imagined how much my payment would be every month. I imagined paying $600-$700 dollars a month. I even said my affirmations everyday when I woke up in the morning. I even wrote down everything I wanted in my life.
So then I just waited and two days before my birthday, and before the sale date, my Attorney called me, very shocked, telling me that they stopped my sale date and to top it all off my mortgage is now only $715.00 per month – HAPPY BIRTHDAY TO ME!!!
Without faith and prayer I could never had of done it on my own. Besides the Bible, the Power is the best book I have ever read before in my life. Thank you very much Rhonda.