With the inflation rate going up every day and things getting really expensive, I used my credit cards and all the money I had on unnecessary things. My husband runs his own business and therefore money is always an issue with him, and he does not want to spend on the bare necessities. I have a stable job in a huge financial institute where I work really hard and get appreciated for what I do. I was drowning in debt though, and made a decision to get rid of the debt this year.
In February this year a friend of mine and I cut up all my credit cards and retail account cards. From then I said that I will not spend unnecessary money and ensure my debt is paid within this year(2008). I always heard about “The Secret” but did not purchase the book until June 2008. I started reading the book and all of a sudden I realised that I need to be more positive and change my attitude to the way I look at things. I decided then that I was going to consolidate my debt into my home loan. I know this will be a big step and explain the advantages to my husband. I would only be paying one interest rate and having all my debt sorted would be the ideal. I would then only have my house to pay and concentrate on that. I put in the application and said I will receive the funds to pay all my outstanding debt. My husband was very skeptical about us receiving the funds, however I kept a positive mind and just said, I asked for it and I will receive it. Well, 3 weeks later I was called by the home loans department and advised that my additional funds have been approved. I went to the attorneys to sign the papers last week Friday. I will receive the money in 7 working days to sort out my debt. I will then concentrate on paying my house off in 8 years and knowing the Secret will help me achieve this goal. Thank you to the Secret…..