My New Jeep
In 2004, after struggling to pay our bills when my husband’s job changed, we were forced to file Chapter 13 Bankruptcy. This was a devastating time for us, as we had always lived comfortably, if not frequently beyond our means. We agreed to pay back 100% of our debt, and as a result half of my pay went toward the case every payday. This left us living from paycheck to paycheck.
At the time I was leasing a Jeep Grand Cherokee. A year into the bankruptcy the lease was up, and I had to turn it in. This left me with no vehicle, but I did not want to incur any more debt, so we relied on my husband’s truck and my son’s very old car for transportation. I also rode home from work with my friend when we worked together, and she was always willing to give me a ride when I needed it. This was a very humbling experience for me. After all, I make good money, and I have a satisfying career.
About a year ago I discovered The Secret, when a friend loaned me a copy of her DVD. I watched it over and over, and shared it with my husband. I went out immediately and bought the book, and carried it with me all the time. I read and reread it every day. It just made so much sense!
In February 2008, I knew we were close to discharging our bankruptcy. I also knew I wanted another Jeep. I went to the Jeep site and built one, and then printed out my dream vehicle. I put it in my notebook, and I told everyone that I was getting a dark blue Grand Cherokee. I talked about it all the time, I dreamed of it, I envisioned myself driving it. I even planned what my payment would be. There was never any doubt about what I wanted.
Our bankruptcy was discharged in March 2008, and having full paychecks again was wonderful! About three weeks after our discharge I got a letter from a car dealer offering to help us rebuild our credit. I usually just throw those away, as we get at least a couple of those every day, but I opened it and read it. It was very to the point and gave a web address. I went to the web site just to look around and guess what was there? Yep, a dark blue Jeep Grand Cherokee! It was a one owner, low mileage lease turn in, and it had even more options than the one I had built on the web site. Not only that, it was half the price of a brand new one. Within an hour I was pre-approved for a low interest loan, and I had an appointment to go test drive the Jeep. Since I did all this on a Friday afternoon, and it was my weekend to work, I had to wait till Monday. Monday afternoon we test drove it, and found it was in mint condition. The best part is that even with adding on a four year warranty, the payment is under what I planned to pay.
Thanks to The Secret, and The Law of Attraction, my new Jeep is sitting in my garage now.